Compare the Best Local Rates

Highest Current Ocean City, MD Bank Account Rates

It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.

Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Ocean City, MD. Ocean City Banking Rates has put together a list of the best bank account rates in Ocean City (within a 50-mile radius) for savings and CD accounts:

Top Savings Interest Rates in Ocean City



  • Sussex County Credit Union: 1%
  • 1st Bank of Sea Isle City: 0.9%
  • Delaware State Police Credit Union: 0.65%


Best Ocean City 6-Month CD Rates



  • 1st Bank of Sea Isle City: 1.71%
  • Delaware State Police Credit Union: 1.71%
  • County Bank: 1.46%


Highest Ocean City 12-Month CD Interest Rates



  • Delaware State Police Credit Union: 2.02%
  • 1st Bank of Sea Isle City: 1.81%
  • County Bank: 1.75%


Best 24-Month CD Rates in Ocean City



  • Delaware State Police Credit Union: 2.48%
  • 1st Bank of Sea Isle City: 2.22%
  • The Bank of Delmarva: 2.02%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.